Young Adult - 18 to 25 Years Old

Whether it’s going to school, working, spending time with family, playing in a band or running your own business, everyone’s life is unique, and everyone has different financial needs to keep their lives running smoothly.

That’s why we developed Life in Motion, to give young adults an easy way to save, spend, borrow and manage their money, all while enjoying life’s adventures. Let’s get right to it:


Savings Account
Perfect for: saving money for a tablet, college or planning for unexpected expenses.

This is where it all begins. Open an account today to establish your credit union membership and you'll be eligible for all of our financial services. Not only is it easy, it's affordable: all you need is a $5 initial deposit and there's no monthly fee!


Free Student Checking & Debit Mastercard®
Perfect for: everyday expenses such as buying lunch, shopping online and paying bills.

A checking account is the center of your financial life. That's why we've sweetened our checking program to offer unlimited check writing, no minimum balance requirements and no monthly fees.

With our Debit Mastercard® you can take your checking account everywhere you go. Get cash at ATMs, or make purchases anywhere you see the Mastercard® logo. Don’t want to pay ATM fees? We offer free unlimited ATM and PIN transactions.


Student Loans
Perfect for: paying for college-related expenses like tuition, books and supplies.

Now you can pay for college the smart way with Private Student Lending options from ECCU! With our Credit Union Student Choice private loan solution, students will achieve their dream of a higher education, without the higher price tag often associated with private student loans. Or take advantage of the Smart Option Student Loan by Sallie Mae®, an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

Mastercard® Credit Card
Perfect for: building a positive credit history with responsible spending and timely payments.

Get the purchasing power you need while building your credit history. There are no annual fees, no balance transfer fees or cash advance fees with our credit card. If you already have a credit card with high debt, you can use our MasterCard® to lower your rate.

New & Used Car Loans
Perfect for: finally getting your own car.

Buying a car is a big expense. Fortunately, you have Erie Community to help you out. We offer up to 110% financing with flexible terms, so you can get the car you want with affordable payments. And, as a member-owned financial cooperative, we're able to offer some of the lowest rates around, which means lower monthly payments.

*Subject to credit approval.


Online and Mobile Banking. Access your account online 24/7 and never lose another night’s sleep wondering if you have enough money in your account. Check balances, pay bills, or transfer money, day or night.

eStatements. Save a tree and say goodbye to snail mail statements. Access and download your account statements online as soon as the information is available.

Shared Branching. We open the doors to more than 6,000 locations nationwide thanks to the CO-OP Shared Branch network. As an Erie Community member, you can go to any participating location and deposit or withdraw money.

Thousands of ATMs. Get free ATM access at more than 30,000 CO-OP Network ATMs around the U.S. You can also access CU$ ATMs without any surcharge fees.


The Erie Chapter of Credit Unions James J. DeDad Scholarship program awards $8,000 in scholarships each year to credit union members. Information is available in April and winners are notified in early July.