Savings & Retirement Rates

All rates and yields stated below are accurate as of April 1, 2017 and are subject to change. Fees may reduce earnings and the dividend rate may change after the account is opened.

Savings Rates
  Dividend Rate APY*
Savings 01 0.10% 0.10%
Special Savings 03, 09 0.10% 0.10%
Christmas 08 0.10% 0.10%
IRA Accumulation 0.25% 0.25%
Money Market 05 0.15% 0.15%

*APY - Annual Percentage Yield
The minimum Savings 01 balance to earn the stated APY is $5.00.
The minimum Money Market balance to earn the stated APY is $2,500.00. Money Market Rates increase at the following tiers: $10,000 - $25,000 - $50,000 - $100,000 - $200,000+

Share Certificates
  Dividend Rate APY*
6 to 11 months Certificate - $1,000 min 0.35% 0.35%
12 to 23 months Certificate - $500.00 min 0.55% 0.55%
12 to 23 months Certificate - $1,000 min 0.61% 0.61%
24 to 35 months Certificate - $1,000 min 0.90% 0.90%
36 to 47 months Certificate - $1,000 min 1.20% 1.21%
48 to 59 months Certificate - $1,000 min 1.45% 1.46%
60 months Certificate - $1,000 min 1.80% 1.81%

*APY - Annual Percentage Yield
Rates increase at the following tiers: $10,000 - $25,000 - $50,000 - $100,000+
Minimum deposit/balance required to earn stated APY is $1,000, except 12 - 23 month certificate which is $500. Penalty imposed for early withdrawal.

IRA Certificates
  Dividend Rate APY*
12 month Certificate - $1,000 min 0.61% 0.61%
36 month Certificate - $1,000 min 1.20% 1.21%
60 month Certificate - $1,000 min 1.80% 1.81%

*APY - Annual Percentage Yield
Rates increase at the following tiers: $10,000 - $25,000 - $50,000 - $100,000+
Minimum deposit/balance required to earn stated APY is $1,000. Penalty imposed for early withdrawal.

Dividend Checking
  Dividend Rate APY*
Dividend Checking 0.05% 0.05%

*APY - Annual Percentage Yield
To earn stated APY, you must maintain an Average Daily Balance of at least $2,500.00. 
Rates increase at the following tiers: $10,000 - $25,000 - $50,000 - $100,000+