Savings & Retirement Rates

All rates and yields stated below are accurate as of October 1, 2017 and are subject to change. Fees may reduce earnings and the dividend rate may change after the account is opened.

Savings Rates
  Dividend Rate APY*
Savings (01)** 0.15% 0.15%
Special Savings (03, 09) 0.10% 0.10%
Christmas Club (08) 0.15% 0.15%
IRA Accumulation 0.25% 0.25%

*APY - Annual Percentage Yield
**The minimum Savings 01 balance to earn the stated APY is $5.01.

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Money Market
  Minimum Balance Dividend Rate APY*
Money Market (05) $2,500 0.22% 0.22%
$10,000 0.25% 0.25%
$25,000 0.31% 0.31%
$50,000 0.38% 0.38%
$100,000 0.47% 0.47%
$200,000 0.66% 0.66%

*APY - Annual Percentage Yield
The minimum Money Market balance to earn the stated APY is $2,500.00.

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Share Certificates
  Minimum Balance Dividend Rate APY*
6 to 11 months Certificate $1,000 0.35% 0.35%
$10,000 0.36% 0.36%
$25,000 0.37% 0.37%
$50,000 0.38% 0.38%
$100,000 0.39% 0.39%
12 to 23 months Certificate $500 0.65% 0.65%
$1,000 0.75% 0.75%
$10,000 0.77% 0.77%
$25,000 0.78% 0.78%
$50,000 0.80% 0.80%
$100,000 0.82% 0.82%
24 to 35 months Certificate $1,000 1.05% 1.05%
$10,000 1.08% 1.08%
$25,000 1.10% 1.10%
$50,000 1.13% 1.13%
$100,000 1.16% 1.17%
36 to 47 months Certificate $1,000 1.35% 1.36%
$10,000 1.38% 1.39%
$25,000 1.41% 1.42%
$50,000 1.45% 1.46%
$100,000 1.48% 1.49%
48 to 59 months Certificate $1,000 1.60% 1.61%
$10,000 1.64% 1.65%
$25,000 1.68% 1.69%
$50,000 1.72% 1.73%
$100,000 1.76% 1.77%
60 months Certificate $1,000 1.90% 1.91%
$10,000 1.95% 1.96%
$25,000 2.00% 2.02%
$50,000 2.04% 2.06%
$100,000 2.09% 2.11%

*APY - Annual Percentage Yield
Minimum deposit/balance required to earn stated APY is $1,000, except 12 - 23 month certificate which is $500. Penalty imposed for early withdrawal.

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IRA Certificates
  Minimum Balance Dividend Rate APY*
12 month Certificate $1,000 0.75% 0.75%
$10,000 0.77% 0.77%
$25,000 0.78% 0.78%
$50,000 0.80% 0.80%
$100,000 0.82% 0.82%
36 month Certificate $1,000 1.35% 1.36%
$10,000 1.38% 1.39%
$25,000 1.41% 1.42%
$50,000 1.45% 1.46%
$100,000 1.48% 1.49%
60 month Certificate $1,000 1.90% 1.91%
$10,000 1.95% 1.96%
$25,000 2.00% 2.02%
$50,000 2.04% 2.06%
$100,000 2.09% 2.11%

*APY - Annual Percentage Yield
Minimum deposit/balance required to earn stated APY is $1,000. Penalty imposed for early withdrawal.

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Dividend Checking
  Minimum Balance Dividend Rate APY*
Dividend Checking $2,500 0.05% 0.05%
$10,000 0.10% 0.10%
$25,000 0.15% 0.15%
$50,000 0.20% 0.20%
$100,000 0.25% 0.25%

*APY - Annual Percentage Yield
To earn stated APY, you must maintain an Average Daily Balance of at least $2,500.00.

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