Loan Rates

All rates and yields stated below are accurate as of December 1, 2017 and are subject to change. 

Auto Loans

New Auto Loans 2015 - 2017 As Low As
  APR1 MAX. TERM MIN. LOAN AMOUNT PAYMENT EXAMPLE2
Autos 2.49% 24 month $2,500 $44.13
Autos 2.89% 36 month $2,500 $30.40
Autos 3.29% 48 month $5,000 $23.65
Autos 3.89% 60 month $7,500 $19.77
Autos 4.19% 72 month $10,000 $17.16
Autos 4.89% 84 month $20,000 $15.55

1APR - Annual Percentage Rate. All rates subject to change and based on creditworthiness. Your rate may vary. 2The payment example given is the monthly payment per $1000 borrowed for the rate and term specified with Payment Protection.

Used Auto Loans 2013 - 2014 As Low As
  APR1 MAX. TERM MIN. LOAN AMOUNT PAYMENT EXAMPLE2
Autos 2.89% 24 month $2,500 $44.31
Autos 3.29% 36 month $2,500 $30.58
Autos 3.69% 48 month $5,000 $23.83
Autos 4.29% 60 month $7,500 $19.96
Autos 4.59% 72 month $10,000 $17.35

1APR - Annual Percentage Rate. All rates subject to change and based on creditworthiness. Your rate may vary. 2The payment example given is the monthly payment per $1000 borrowed for the rate and term specified with Payment Protection.

Used Auto Loans 2010 - 2012 As Low As
  APR1 MAX. TERM MIN. LOAN AMOUNT PAYMENT EXAMPLE2
Autos 3.69% 24 month $2,500 $44.67
Autos 4.09% 36 month $2,500 $30.95
Autos 4.49% 48 month $5,000 $24.20
Autos 5.09% 60 month $7,500 $20.34
Autos 5.39% 72 month $10,000 $17.74

1APR - Annual Percentage Rate. All rates subject to change and based on creditworthiness. Your rate may vary. 2The payment example given is the monthly payment per $1000 borrowed for the rate and term specified with Payment Protection.

Used Auto Loans 2006 - 2009 As Low As
  APR1 MAX. TERM MIN. LOAN AMOUNT PAYMENT EXAMPLE2
Autos 4.89% 24 month $2,500 $45.22
Autos 5.29% 36 month $2,500 $31.50
Autos 5.69% 48 month $5,000 $24.77
Autos 6.29% 60 month $7,500 $20.92

1APR - Annual Percentage Rate. All rates subject to change and based on creditworthiness. Your rate may vary. 2The payment example given is the monthly payment per $1000 borrowed for the rate and term specified with Payment Protection.

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Motorcycle Loans (Cruisers & Touring)

New Motorcycle Loans (Cruisers & Touring)
2016 - 2017 As Low As
  APR1 MAX. TERM MIN. LOAN AMOUNT PAYMENT EXAMPLE2
Motorcycles 2.89% 36 month $2,000 $30.40
Motorcycles 3.29% 48 month $3,500 $23.65
Motorcycles 3.89% 60 month $5,000 $19.77
Motorcycles 4.19% 72 month $10,000 $17.16
Motorcycles 4.89% 84 month $15,000 $15.55

1APR - Annual Percentage Rate. All rates subject to change and based on creditworthiness. Your rate may vary. 2The payment example given is the monthly payment per $1000 borrowed for the rate and term specified with Payment Protection.

Used Motorcycle Loans (Cruisers & Touring)
2011 - 2015 As Low As
  APR1 MAX. TERM MIN. LOAN AMOUNT PAYMENT EXAMPLE2
Motorcycles 3.89% 36 month $2,000 $30.85
Motorcycles 4.29% 48 month $3,500 $24.11
Motorcycles 4.89% 60 month $5,000 $20.24
Motorcycles 5.19% 72 month $10,000 $17.64

1APR - Annual Percentage Rate. All rates subject to change and based on creditworthiness. Your rate may vary. 2The payment example given is the monthly payment per $1000 borrowed for the rate and term specified with Payment Protection.

Used Motorcycle Loans (Cruisers & Touring)
2008 - 2010 As Low As
  APR1 MAX. TERM MIN. LOAN AMOUNT PAYMENT EXAMPLE2
Motorcycles 5.14% 36 month $2,000 $31.45
Motorcycles 5.54% 48 month $3,500 $24.70
Motorcycles 6.14% 60 month $5,000 $20.84
Motorcycles 6.44% 72 month $10,000 $18.26

1APR - Annual Percentage Rate. All rates subject to change and based on creditworthiness. Your rate may vary. 2The payment example given is the monthly payment per $1000 borrowed for the rate and term specified with Payment Protection.

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ATV, Snowmobile, Jet Ski & Sport/Dirt Bike Loans

New ATV, Snowmobile, Jet Ski & Sport/Dirt Bike Loans
2016 - 2017 As Low As 
  APR1 MAX. TERM MIN. LOAN AMOUNT PAYMENT EXAMPLE2
ATV/Snowmobile/Jet Ski/Sport & Dirt Bike 4.99% 36 month $2,000 $31.36
ATV/Snowmobile/Jet Ski/Sport & Dirt Bike 5.59% 48 month $3,500 $24.72
ATV/Snowmobile/Jet Ski/Sport & Dirt Bike 6.19% 60 month $5,000 $20.87
ATV/Snowmobile/Jet Ski/Sport & Dirt Bike 6.79% 72 month $10,000 $18.44

1APR - Annual Percentage Rate. All rates subject to change and based on creditworthiness. Your rate may vary. 2The payment example given is the monthly payment per $1000 borrowed for the rate and term specified with Payment Protection.

Used ATV/Snowmobile/Jet Ski/Sport & Dirt Bike
2015 As Low As
  APR1 MAX. TERM MIN. LOAN AMOUNT PAYMENT EXAMPLE2
ATV/Snowmobile/Jet Ski/Sport & Dirt Bike 5.74% 36 month $2,000 $31.71
ATV/Snowmobile/Jet Ski/Sport & Dirt Bike 6.34% 48 month $3,500 $25.08
ATV/Snowmobile/Jet Ski/Sport & Dirt Bike 6.94% 60 month $5,000 $21.24

1APR - Annual Percentage Rate. All rates subject to change and based on creditworthiness. Your rate may vary. 2The payment example given is the monthly payment per $1000 borrowed for the rate and term specified with Payment Protection.

Used ATV/Snowmobile/Jet Ski/Sport & Dirt Bike
2010 - 2014 As Low As
  APR1 MAX. TERM MIN. LOAN AMOUNT PAYMENT EXAMPLE2
ATV/Snowmobile/Jet Ski/Sport & Dirt Bike 6.49% 36 month $2,000 $32.06
ATV/Snowmobile/Jet Ski/Sport & Dirt Bike 7.09% 48 month $3,500 $25.44

1APR - Annual Percentage Rate. All rates subject to change and based on creditworthiness. Your rate may vary. 2The payment example given is the monthly payment per $1000 borrowed for the rate and term specified with Payment Protection.

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Boat and RV Loans

New Boat and RV Loans 2014 - 2017 As Low As
  APR1 MAX. TERM MIN. LOAN AMOUNT PAYMENT EXAMPLE2
New Boat and RV 4.99% 60 month $1,500 $20.29
New Boat and RV 7.24% 84 month $3,000 $16.74
New Boat and RV 6.49% 120 month $10,000 $12.61
New Boat and RV 5.99% 144 month $20,000 $11.04

1APR - Annual Percentage Rate. All rates subject to change and based on creditworthiness. Your rate may vary. 2The payment example given is the monthly payment per $1000 borrowed for the rate and term specified with Payment Protection.

Used Boat and RV Loans 2011 - 2013 As Low As
  APR1 MAX. TERM MIN. LOAN AMOUNT PAYMENT EXAMPLE2
Used Boat and RV 5.74% 60 month $1,500 $20.65
Used Boat and RV 7.99% 84 month $3,000 $17.14
Used Boat and RV 7.24% 120 month $10,000 $13.02
Used Boat and RV 6.74% 144 month $20,000 $11.46

1APR - Annual Percentage Rate. All rates subject to change and based on creditworthiness. Your rate may vary. 2The payment example given is the monthly payment per $1000 borrowed for the rate and term specified with Payment Protection.

Used Boat and RV Loans 2005 - 2010 As Low As
  APR1 MAX. TERM MIN. LOAN AMOUNT PAYMENT EXAMPLE2
Used Boat and RV 6.74% 60 month $1,500 $21.14
Used Boat and RV 8.99% 84 month $3,000 $17.67
Used Boat and RV 8.24% 120 month $10,000 $13.57

1APR - Annual Percentage Rate. All rates subject to change and based on creditworthiness. Your rate may vary. 2The payment example given is the monthly payment per $1000 borrowed for the rate and term specified with Payment Protection.

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Home Loans

Home Equity Loans and Home Equity Lines of Credit1 As Low As
  APR2 MAX. TERM MIN. LOAN AMOUNT PAYMENT EXAMPLE3
Fixed 5 Year 2.99% 60 month $5,000 $17.96
Fixed 10 Year 3.49% 120 month $5,000 $9.88
Fixed 15 Year 4.24% 180 month $5,000 $7.52
HELOC 4.25%4 7 year draw period; 15 year payback $5,000  

1Erie Community Credit Union NMLS# 532359. Financing available in select counties only. 90% maximum loan to value. Closing costs between $150.50 - $850.50. Additional charges could apply if a well and septic review are needed. Homeowners insurance is required. 2APR - Annual Percentage Rate. All rates subject to change and based on creditworthiness. Your rate may vary. 3The payment example given is the monthly payment per $1000 borrowed for the rate and term specified without Payment Protection. Payment does not include amounts for taxes and insurance premiums, actual obligation will be greater. 4The APR is variable based on the prime rate published in the Wall Street Journal. Maximum APR is 18.00%.

For additional home loan products offered through our partnership with CU Members Mortgage, click here.

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Mastercard® Credit Cards

Mastercard® Credit Cards
  APR1
PURCHASES/BALANCE TRANSFERS
APR1
CASH ADVANCES
MINIMUM
LOAN AMOUNT
Platinum 8.99% - 15.99% 10.99% - 17.99% $250
Share Secured 6.99% - 15.99% 8.99% - 17.99% $1,500

1APR - Annual Percentage Rate. All rates subject to change and based on creditworthiness. Your rate may vary. No Annual Fee. Click here to view the full credit card disclosure.

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Personal Loans

Personal Loans As Low As
  APR1 TERM LOAN AMOUNT PAYMENT EXAMPLE2
Signature Loan 5.74% 1 year $500 - $15,000 $87.37
Signature Loan 6.49% 2 year $1,000 - $15,000 $45.95
Signature Loan 7.24% 3 year $1,500 - $15,000 $32.41
Signature Loan 7.99% 4 year $2,000 - $15,000 $25.87
Signature Loan 8.74% 5 Year $3,000 - $15,000 $22.13
Shared Secured 5.00% 10 year maximum $250 Min. Share Bal  

1APR - Annual Percentage Rate. All rates subject to change and based on creditworthiness. Your rate may vary. 2The payment example given is the monthly payment per $1000 borrowed for the rate and term specified with Payment Protection.

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