Fee Schedule

Effective Date: 07/01/2016
Savings Accounts
Relationship Fee $2.00/Month
Average Daily in (01) savings is less than $25; no other account relationships or direct deposit; 25 and older
ACH Stop Pay $25.00/Request
Unblock Stop Pay $5.00/Request
ACH Non-Sufficient Funds $28.00/Item
Return Deposit Item $25.00/Each
Close (01) Savings Account $5.00/Account within 90 days
Reopen (01) Savings Account $10.00/Account within 90 days
Close Account Below Par Value Remaining Par Value after 30 days
Money Market Accounts
Opening Deposit $2,500.00
Money Market Withdrawal $5.00/Each after 3 per month
Money Market Below Minimum $15.00/Month
Christmas Club Accounts
Christmas Club Withdrawal $6.00/Each
Christmas Club Close $6.00/Account
Christmas Club Reopen $10.00/Account, within current year
Individual Retirement Accounts (IRAs)
IRA Annual Fee None
IRA Account Transfer $25.00/Request
Close IRA $25.00/Account within one (1) year
Early Withdrawal Fee
(Terms of 1 year)
90 days' dividends or $25.00 whichever is greater
Early Withdrawal Fee
(Terms longer than 1 year)
180 days' dividends or $25.00 whichever is greater
Certificate Accounts
Early Withdrawal Fee
(Terms of 6 months - 1 year)
90 days' dividends or $25.00 whichever is greater
Early Withdrawal Fee
(Terms longer than 1 year)
180 days' dividends or $25.00 whichever is greater
Checking Accounts
Basic Checking $3.00/Month
To avoid monthly maintenance fee, you must have EFT/Direct Deposit or an Average Daily Balance of at least $200. Fee waived for those 55 and older
Additional Checking $3.00/Month
Dividend Checking $10.00/Month
To avoid monthly maintenance fee, you must maintain an Average Daily Balance of at least $2,500.
Student Checking None; Must be between 18 - 25 years old
Fresh Start Checking $8.00/Month
The fees listed below apply to all checking accounts:
Checking Account Non-Activity $5.00/Month after 3 months of inactivity
Reopen Checking Account $10.00/Account within 90 days
Non-Sufficient Funds $28.00/Item
ACH Non-Sufficient Funds $28.00/Item
Overdraft Protection $5.00/Transfer
Manual Overdraft $25.00/Transfer
ACH Manual Overdraft $25.00/Transfer
Copy of Check $5.00/Each
Stop Pay Check or Sequence of Checks $25.00/Request
ACH Stop Pay $25.00/Request
Unblock Stop Pay $5.00/Request
Return Deposit Item $25.00/Each
Account Research/Balancing $25.00/Hour
Debit Mastercard®
Monthly Card Fee None
Debit/ATM Non-Sufficient Funds $28.00/Item
Lost Card Replacement $10.00/Card; 1 free in 2 years
Debit/ATM Transactions 6 free PIN transactions per month
$1.00 per Debit/ATM (PIN) transaction after the 6 free
Credit Transactions Free; Credit (non PIN) transactions are unlimited
Online & Mobile Banking Services
Monthly Fee None
Standard text and data rates may still apply, check with your carrier for details.
Stop Payment Request $25.00/Each
Unblock Stop Payment $5.00/Request
Non-Sufficient Funds $28.00/Each
Investigation Fee $25.00/Item
CU Official Checks/Money Orders/Visa® Gift Cards
Check by Phone $5.00/Check
CU Official Check (3rd Party) $5.00/Check
Copy of CU Official Check $5.00/Each
Stop Pay on CU Official Check Contact CU
Money Order Fee $2.00/Each
Stop Pay on a Money Order $15.00/Each
Copy of a Money Order $5.00/Each
Visa® Gift Cards $3.00/Each
Wire Transfers
Incoming Wires $7.00/Transfer
Outgoing Wires $15.00/Transfer
Foreign Wires $35.00/Transfer
Western Union (Domestic) $20.00/Transfer
Lending Services
Credit Builder Loan $10.00/Application
Loan Refinancing (Restrictions Apply) $25.00/Loan
Loan Late Payment Refer to note and disclosure
Other Service Fees
Shared Service Center Fee $2.25/Visit
Self Service Coin Counting Fee 5% of Total (Non-Member)
Account Verification $10.00/Request
Current Activity Statement $3.00/Request
Prior Month Statement $3.00/Month
Transaction Receipt Mailed $2.00/Request
Foreign Check Handling Fee $25.00, conversion fees not included
Overnight Delivery of Funds Prices Vary
Court Order/Tax Levy Fee $35.00/Each
Legal Fees Prices Vary
Dormant Account Fee $5.00/Month, after 24 months
Escheat Fee $75.00/Account
Return Mail $5.00/Each
Postal Notification of Address Change $3.00/Each
Non-Member Check Cashing $2.00/Item

The fees appearing in this fee schedule are accurate as of 07/01/2016. If you have any questions or require current fee information please call the credit union at (814) 455-6400.

Statutory Lien Notice: If you are in default on a financial obligation to Erie Community Credit Union, Federal Law gives us the right to apply member shares, dividends and deposits in your account(s) at the time of default to satisfy the obligation. When you default we may exercise the right without further notification to you. Further, we may impress shares of any member who is a responsible party on a financial obligation in default at the credit union.