Notices and Disclosures

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Membership and Account Agreement

To view the Membership and Account Agreement, click here.

Funds Availability Policy

To view the Funds Availability Policy, click here.

Electronic Funds Transfer Agreement and Disclosure

To view the Electronic Funds Transfer Agreement and Disclosure, click here.

Rate Schedule

The rates and terms applicable to your account at the Credit Union are provided in the Rate Schedule / Truth in Savings Account Disclosures. The Credit Union may offer other rates for these accounts from time to time.

To view our current rates, click here.

Truth-In-Savings Account Disclosure

To view the Truth-In-Savings Account Disclosure, click here.

Fee Schedule and Statutory Lien Notice

To view the Fee Schedule and Statutory Lien Notice, click here.

Privacy Policy

To view the Privacy Policy, click here.

USA Patriot Act - Customer Identification Program Policy

To our account holders and potential account holders: In accordance with Section 326 of the USA Patriot Act of 2001, which requires the credit union to help the government fight the funding of terrorism and money laundering activities, the credit union is required to obtain basic identifying information from you and verify that information when you open a new account.

This means the credit union staff will ask you for some basic information such as your name, address, date of birth, and other information designed to help us identify you. The credit union staff will also ask to see documents identifying you such as a social security card, driver’s license, passport, and/or some other government-issued document.

In some cases, identification will be requested for those individuals conducting business with the credit union prior to the effective date of the member identification requirements. This is because original documentation was not obtained with the opening of the account or the credit union is unable to form a reasonable belief that it knows the true identity of the existing account holder.

In all cases, protection of our member’s identity and confidentiality is the credit union’s pledge to you. Erie Community Credit Union appreciates your patience and understanding as we all do our part in complying with the account identification procedures required by the federal USA Patriot Act of 2001.

Social Media Guidelines for Public Use

To view our Social Media Guidelines for Public Use, click here.

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