|
All rates and yields stated below are accurate as of the date shown above and
are subject to change.
| Savings |
| |
Dividend Rate |
APY** |
|
Savings 01
|
0.25% |
0.25% |
|
Special Savings 03, 09
|
0.25% |
0.25% |
| Christmas 08 |
0.25% |
0.25% |
| IRA Accumulation |
0.75% |
0.75% |
| Money Market 05 |
0.50% |
0.50% |
**APY - Annual Percentage Yield
Savings 01 Minimum Balance - $5.00
Money Market Minimum Balance - $2,500.00 and 3 No-Fee withdrawals per month
Money Market Rates Increase at the following tiers: $10.000 - $25,000 - $50,000 - $100,000 - $200,000+
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| Share Certificates |
|
|
Dividend Rate |
APY** |
| 6 to 11 months CD - $1,000 min |
0.70%
|
0.70% |
| 12 to 23 months CD - $500.00 min |
0.85% |
0.85% |
| 12 to 23 months CD - $1,000 min |
0.95% |
0.95% |
| 24 to 35 months CD - $1,000 min |
1.50% |
1.51% |
| 36 to 47 months CD - $1,000 min |
2.00% |
2.02%
|
| 48 to 59 months CD - $1,000 min |
2.40% |
2.42% |
| 60 months CD - $1,000 min |
2.90% |
2.93% |
Rates increase at the following tiers: $10,000 - $25,000 - $50,000 - $100,000+
**APY - Annual Percentage Yield. Minimum deposit/balance required to earn stated APY is $1,000,
except 12 - 23 month certificate which is $500. Penalty imposed for early withdrawal.
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| IRA Certificates |
| |
Dividend Rate |
APY**
|
| 12 month CD - $1,000 min |
0.95% |
0.95%
|
| 36 month CD - $1,000 min |
2.00% |
2.02% |
| 60 month CD - $1,000 min |
2.90% |
2.93% |
Rates increase at the following tiers: $10,000 - $25,000 - $50,000 - $100,000+
**APY - Annual Percentage Yield. Minimum deposit/balance required to earn stated APY is $1,000.
Penalty imposed for early withdrawal.
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|
New Auto Loans
|
| 2008 - 2010 |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| Autos |
4.24% |
36 month |
$2,500 |
| Autos |
4.49% |
48 month |
$5,000 |
| Autos |
4.74% |
60 month |
$7,500 |
| Autos |
5.24% |
72 month |
$10,000 |
| Autos |
6.49% |
84 month |
$20,000 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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|
Used Auto Loans
|
| 2006 - 2007 |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| Autos |
4.99% |
36 month |
$2,500 |
| Autos |
5.24% |
48 month |
$5,000 |
| Autos |
5.49% |
60 month |
$7,500 |
| Autos |
5.99% |
72 month |
$10,000 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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|
Used Auto Loans
|
| 2003 - 2005 |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| Autos |
5.49% |
36 month** |
$2,500 |
| Autos |
5.74% |
48 month |
$5,000 |
| Autos |
5.99% |
60 month |
$7,500 |
| Autos |
6.49% |
72 month |
$10,000 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary. **For the 36 month term, financing is available for used vehicles 2001 - 2005.
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|
New Motorcycle Loans
|
| 2009 - 2010 |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| Motorcycles |
4.74% |
36 month |
$1,000 |
| Motorcycles |
4.99% |
48 month |
$3,500 |
| Motorcycles |
5.24% |
60 month |
$5,000 |
| Motorcycles |
5.74% |
72 month |
$7,500 |
| Motorcycles |
6.99% |
84 month |
$15,000 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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|
Used Motorcycle Loans
|
| 2004 - 2008 |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| Motorcycles |
5.49% |
36 month |
$1,000 |
| Motorcycles |
5.74% |
48 month |
$3,500 |
| Motorcycles |
5.99% |
60 month |
$5,000 |
| Motorcycles |
6.49% |
72 month |
$7,500 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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|
New ATV, Snowmobile, & Jet Ski Loans
|
| 2009 - 2010 |
As Low As
|
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| ATV/Snowmobile/Jet Ski |
5.24% |
36 month |
$1,000 |
| ATV/Snowmobile/Jet Ski |
5.49% |
48 month |
$3,500 |
| ATV/Snowmobile/Jet Ski |
5.74% |
60 month |
$5,000 |
| ATV/Snowmobile/Jet Ski |
6.24% |
72 month |
$7,500 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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|
Used ATV, Snowmobile, & Jet Ski Loans
|
| 2009 |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| ATV/Snowmobile/Jet Ski |
5.99% |
36 month |
$1,000 |
| ATV/Snowmobile/Jet Ski |
6.24% |
48 month |
$3,500 |
| ATV/Snowmobile/Jet Ski |
6.49% |
60 month |
$5,000 |
| ATV/Snowmobile/Jet Ski |
6.99% |
72 month |
$7,500 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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|
Used ATV, Snowmobile, & Jet Ski Loans
|
| 2005 - 2008 |
As Low As
|
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| ATV/Snowmobile/Jet Ski |
6.49% |
36 month |
$1,000 |
| ATV/Snowmobile/Jet Ski |
6.74% |
48 month |
$3,500 |
| ATV/Snowmobile/Jet Ski |
6.99% |
60 month |
$5,000 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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| New Boat and RV Loans |
| 2009 - 2010 |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| New Boat and RV |
6.09% |
60 month |
$2,500 |
| New Boat and RV |
6.59% |
84 month |
$10,000 |
| New Boat and RV |
7.09% |
96 month |
$25,000 |
| New Boat and RV |
7.59%
|
120 month |
$40,000 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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| Used Boat and RV Loans |
| 2001 - 2008 |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| Used Boat and RV |
6.59% |
60 month |
$2,500 |
| Used Boat and RV |
7.09% |
84 month |
$10,000 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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| Home Loans |
| |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| First Mortgages |
5.25%
|
15 year |
$5,000 |
| Fixed Rate Home Equity |
5.49% |
5 year |
$5,000 |
| Fixed Rate Home Equity |
5.99% |
10 year |
$5,000 |
| Fixed Rate Home Equity |
6.74% |
15 year |
$5,000 |
Home Equity Line of
Credit / 7 yr** variable |
5.00% |
15 year |
$5,000 |
*APR - Annual Percentage Rate
**Home Equity Credit Line is a variable rate and subject to change
the first day of January, April, July, and October.
APR is set with the Prime Rate shown in the Wall Street Journal.
Must meet membership eligibility requirements.
Savings (01) minimum balance $5.00. Closing costs up to $300.
(Mortgages and Home Equities in PA only, minimum loan amount $5,000)
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| MasterCard® Credit Cards |
| |
APR*
|
APR*
|
|
|
|
PURCHASES/BALANCE TRANSFERS
|
CASH
ADVANCES
|
MIN. LOAN
AMOUNT
|
| Platinum |
8.99% - 9.99%
|
10.99% - 11.99%
|
$1,500
|
|
Classic
|
12.99% - 15.99%
|
14.99% - 17.99%
|
$250
|
|
Share Secured
|
6.99% - 15.99%
|
8.99% - 17.99%
|
$1,500
|
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary. No Annual Fee
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| Personal Loans |
| |
As Low As |
| |
APR*
|
TERM
|
LOAN
AMOUNT
|
| Signature Loan |
9.99% |
1 year |
$250 - $5,000 |
| Signature Loan |
10.49% |
2 year |
$1,000 - $5,000 |
| Signature Loan |
10.99% |
3 year |
$2,000 - $5,000 |
| Signature Loan |
11.49% |
4 year |
$3,000 - $5,000 |
| Share Secured |
5.00% |
10 year
maximum |
$250 Min. Share Bal |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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