|
All rates and yields stated below are accurate as of the date shown above and
are subject to change.
| Savings |
| |
Dividend Rate |
APY** |
|
Savings 01
|
0.25% |
0.25% |
|
Special Savings 03, 09
|
0.25% |
0.25% |
| Christmas 08 |
0.25% |
0.25% |
| IRA Accumulation |
0.50% |
0.50% |
| Money Market 05 |
0.30% |
0.30% |
**APY - Annual Percentage Yield
Savings 01 Minimum Balance - $5.00
Money Market Minimum Balance - $2,500.00 and 3 No-Fee withdrawals per month
Money Market Rates increase at the following tiers: $10,000 - $25,000 - $50,000 - $100,000 - $200,000+
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| Share Certificates |
|
|
Dividend Rate |
APY** |
| 6 to 11 months CD - $1,000 min |
0.50%
|
0.50% |
| 12 to 23 months CD - $500.00 min |
0.55% |
0.55% |
| 12 to 23 months CD - $1,000 min |
0.60% |
0.60% |
| 24 to 35 months CD - $1,000 min |
0.80% |
0.80% |
| 36 to 47 months CD - $1,000 min |
1.20% |
1.21%
|
| 48 to 59 months CD - $1,000 min |
1.50% |
1.51% |
| 60 months CD - $1,000 min |
1.90% |
1.91% |
Rates increase at the following tiers: $10,000 - $25,000 - $50,000 - $100,000+
**APY - Annual Percentage Yield. Minimum deposit/balance required to earn stated APY is $1,000,
except 12 - 23 month certificate which is $500. Penalty imposed for early withdrawal.
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| IRA Certificates |
| |
Dividend Rate |
APY**
|
| 12 month CD - $1,000 min |
0.60% |
0.60%
|
| 36 month CD - $1,000 min |
1.20% |
1.21% |
| 60 month CD - $1,000 min |
1.90%
|
1.91% |
Rates increase at the following tiers: $10,000 - $25,000 - $50,000 - $100,000+
**APY - Annual Percentage Yield. Minimum deposit/balance required to earn stated APY is $1,000.
Penalty imposed for early withdrawal.
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| Dividend Checking |
| |
Dividend Rate |
APY** |
|
Dividend Checking
|
0.10% |
0.10% |
**APY - Annual Percentage Yield
To earn dividends, you must maintain an Average Daily Balance of at least $2,500.00.
Rates increase at the following tiers: $10,000 - $25,000 - $50,000 - $100,000+
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|
New Auto Loans
|
| 2010 - 2012 |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| Autos |
2.99% |
24 month |
$1,000 |
| Autos |
3.24% |
36 month |
$1,000 |
| Autos |
3.49% |
48 month |
$5,000 |
| Autos |
3.74% |
60 month |
$7,500 |
| Autos |
4.24% |
72 month |
$10,000 |
| Autos |
5.24% |
84 month |
$20,000 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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|
Used Auto Loans
|
| 2008 - 2009 |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| Autos |
2.99% |
24 month |
$1,000 |
| Autos |
3.24% |
36 month |
$1,000 |
| Autos |
3.49% |
48 month |
$5,000 |
| Autos |
3.74% |
60 month |
$7,500 |
| Autos |
4.24% |
72 month |
$10,000 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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|
Used Auto Loans
|
| 2005 - 2007 |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| Autos |
2.99% |
24 month |
$1,000 |
| Autos |
3.24% |
36 month |
$1,000 |
| Autos |
3.49% |
48 month |
$5,000 |
| Autos |
3.74% |
60 month |
$7,500 |
| Autos |
4.24% |
72 month |
$10,000 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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|
Used Auto Loans
|
| 2001 - 2004 |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| Autos |
2.99% |
24 month |
$1,000 |
| Autos |
3.24% |
36 month |
$1,000 |
| Autos |
3.49% |
48 month |
$5,000 |
| Autos |
3.74% |
60 month |
$7,500 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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|
New Motorcycle Loans
|
| 2011 - 2012 |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| Motorcycles |
4.49% |
36 month |
$1,000 |
| Motorcycles |
4.74% |
48 month |
$3,500 |
| Motorcycles |
5.24% |
60 month |
$5,000 |
| Motorcycles |
5.74% |
72 month |
$7,500 |
| Motorcycles |
6.74% |
84 month |
$15,000 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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|
Used Motorcycle Loans
|
| 2006 - 2010 |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| Motorcycles |
5.49% |
36 month |
$1,000 |
| Motorcycles |
5.74% |
48 month |
$3,500 |
| Motorcycles |
5.99% |
60 month |
$5,000 |
| Motorcycles |
6.49% |
72 month |
$7,500 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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|
Used Motorcycle Loans
|
| 2003 - 2005 |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| Motorcycles |
6.24% |
36 month |
$1,000 |
| Motorcycles |
6.49% |
48 month |
$3,500 |
| Motorcycles |
6.99% |
60 month |
$5,000 |
| Motorcycles |
7.49% |
72 month |
$7,500 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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|
New ATV, Snowmobile, & Jet Ski Loans
|
| 2011 - 2012 |
As Low As
|
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| ATV/Snowmobile/Jet Ski |
5.24% |
36 month |
$1,000 |
| ATV/Snowmobile/Jet Ski |
5.49% |
48 month |
$3,500 |
| ATV/Snowmobile/Jet Ski |
5.99% |
60 month |
$5,000 |
| ATV/Snowmobile/Jet Ski |
6.49% |
72 month |
$7,500 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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|
Used ATV, Snowmobile, & Jet Ski Loans
|
| 2011 |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| ATV/Snowmobile/Jet Ski |
6.24% |
36 month |
$1,000 |
| ATV/Snowmobile/Jet Ski |
6.49% |
48 month |
$3,500 |
| ATV/Snowmobile/Jet Ski |
6.74% |
60 month |
$5,000 |
| ATV/Snowmobile/Jet Ski |
7.24% |
72 month |
$7,500 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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|
Used ATV, Snowmobile, & Jet Ski Loans
|
| 2006 - 2010 |
As Low As
|
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| ATV/Snowmobile/Jet Ski |
6.74% |
36 month |
$1,000 |
| ATV/Snowmobile/Jet Ski |
6.99% |
48 month |
$3,500 |
| ATV/Snowmobile/Jet Ski |
7.24% |
60 month |
$5,000 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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| New Boat and RV Loans |
| 2011 - 2012 |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| New Boat and RV |
5.99% |
60 month |
$2,500 |
| New Boat and RV |
6.49% |
84 month |
$5,000 |
| New Boat and RV |
6.99% |
96 month |
$7,500 |
| New Boat and RV |
7.74%
|
120 month |
$10,000 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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| Used Boat and RV Loans |
| 2006 - 2010 |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| Used Boat and RV |
6.74% |
60 month |
$2,500 |
| Used Boat and RV |
7.24% |
84 month |
$5,000 |
| Used Boat and RV |
7.74% |
96 month |
$7,500 |
| Used Boat and RV |
8.49%
|
120 month |
$10,000 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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| Used Boat and RV Loans |
| 2001 - 2005 |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| Used Boat and RV |
7.49% |
60 month |
$2,500 |
| Used Boat and RV |
7.99% |
84 month |
$5,000 |
| Used Boat and RV |
8.49% |
96 month |
$7,500 |
| Used Boat and RV |
9.24%
|
120 month |
$10,000 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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| Used Boat and RV Loans |
| 1996 - 2000 |
As Low As |
| |
APR*
|
MAX.
TERM
|
MIN. LOAN
AMOUNT
|
| Used Boat and RV |
8.49% |
60 month |
$2,500 |
| Used Boat and RV |
8.99% |
84 month |
$5,000 |
| Used Boat and RV |
9.49% |
96 month |
$7,500 |
| Used Boat and RV |
10.24%
|
120 month |
$10,000 |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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| Home Loans |
| For current rates, please contact |
| Ernie Lamb (NMLS #702361) |
(814) 452-2152
|
ext. 2002 |
|
| Julie Schwindt (NMLS #707113) |
(814) 455-6400
|
ext. 1017 |
|
|
For additional home loan products offered through our partnership with CU Members Mortgage, click here
|
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| MasterCard® Credit Cards |
| |
APR*
|
APR*
|
|
|
|
PURCHASES/BALANCE TRANSFERS
|
CASH
ADVANCES
|
MIN. LOAN
AMOUNT
|
| Platinum |
8.99% - 9.99%
|
10.99% - 11.99%
|
$1,500
|
|
Classic
|
12.99% - 15.99%
|
14.99% - 17.99%
|
$250
|
|
Share Secured
|
6.99% - 15.99%
|
8.99% - 17.99%
|
$1,500
|
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary. No Annual Fee
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| Personal Loans |
| |
As Low As |
| |
APR*
|
TERM
|
LOAN
AMOUNT
|
| Signature Loan |
7.99% |
1 year |
$250 - $5,000 |
| Signature Loan |
8.49% |
2 year |
$1,000 - $5,000 |
| Signature Loan |
8.99% |
3 year |
$2,000 - $5,000 |
| Signature Loan |
9.49% |
4 year |
$3,000 - $5,000 |
| Share Secured |
5.00% |
10 year
maximum |
$250 Min. Share Bal |
*APR - Annual Percentage Rate. All rates subject to change and based on credit worthiness. Your rate may vary.
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