Erie Community Credit Union, Making Life Better for Erie Community
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All rates and yields stated below are accurate as of the date shown above and
are subject to change.
 

Savings   
  Dividend Rate APY**

Savings 01

1.00% 1.00%

Special Savings 03, 09

0.80% 0.80%
Christmas 08 0.80% 0.80%
IRA Accumulation 1.50% 1.51%
Money Market 05 1.35% 1.36%

**APY - Annual Percentage Yield
Savings 01 Minimum Balance - $5.00

Money Market Minimum Balance - $2,500.00 and 3 No-Fee withdrawals per month 
Money Market Rates Increase at the following tiers: $10.000 - $25,000 - $50,000 - $100,000 - $200,000+
 

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Share Certificates   

 

Dividend Rate APY**
6 to 11 months CD - $1,000 min 2.70% 2.73%
12 to 23 months CD - $500.00 min 2.73% 2.76%
12 to 23 months CD - $1,000 min 2.80% 2.83%
24 to 35 months CD - $1,000 min 3.15% 3.19%
36 to 47 months CD - $1,000 min 3.50%

3.55%

48 to 59 months CD - $1,000 min 3.70% 3.75%
60 months CD - $1,000 min 4.05% 4.11%

Rates increase at the following tiers: $10,000 - $25,000 - $50,000 - $100,000+
**APY - Annual Percentage Yield. Minimum deposit/balance required to earn stated APY is $1,000,
except 12 - 23 month certificate which is $500. Penalty imposed for early withdrawal.

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IRA Certificates
           Dividend Rate

APY**

12 month CD - $1,000 min 2.80%

2.83%

36 month CD - $1,000 min 3.50% 3.55%
60 month CD - $1,000 min 4.05% 4.11%

Rates increase at the following tiers: $10,000 - $25,000 - $50,000 - $100,000+
**APY - Annual Percentage Yield. Minimum deposit/balance required to earn stated APY is $1,000.
Penalty imposed for early withdrawal.

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New Auto and Motorcycle Loans
2007 - 2009

As Low As 

  APR*  MAX. TERM
Autos/Motorcycles         4.49% 36 month
Autos/Motorcycles 4.75% 48 month
Autos/Motorcycles 4.99% 60 month
Autos/Motorcycles 5.49% 72 month
Autos/Motorcycles 6.74% 84 month

*APR - Annual Percentage Rate.  All rates subject to change and based on credit worthiness.  Your rate may vary.

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Used Auto and Motorcycle Loans
2005 - 2006

As Low As 

  APR*  MAX. TERM
Autos/Motorcycles         5.49% 36 month
Autos/Motorcycles 5.75% 48 month
Autos/Motorcycles 5.99% 60 month
Autos/Motorcycles 6.49% 72 month

*APR - Annual Percentage Rate.  All rates subject to change and based on credit worthiness.  Your rate may vary.

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Used Auto and Motorcycle Loans
2002 - 2004

As Low As 

  APR*  MAX. TERM
Autos/Motorcycles         5.74% 36 month**
Autos/Motorcycles 6.00% 48 month
Autos/Motorcycles 6.24% 60 month
Autos/Motorcycles 6.74% 72 month

*APR - Annual Percentage Rate.  All rates subject to change and based on credit worthiness.  Your rate may vary. **For the 36 month term, financing is available for used vehicles 1999 - 2004.

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New and Used Boats and RVs As Low As  
  APR* MAX. TERM
New Boat and RV 6.74% 60 month
New Boat and RV 7.24% 84 month
New Boat and RV 7.79% 96 month
New Boat and RV 7.99% 120 month
Used Boat and RV 7.24% 60 month
Used Boat and RV 7.79% 84 month

*APR - Annual Percentage Rate.  All rates subject to change and based on credit worthiness.  Your rate may vary.

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Home Loans                              As Low As
  APR* MAX. TERM
First Mortgages

5.75%

15 year
Fixed Rate Home Equity 5.49% 5 year
Fixed Rate Home Equity 5.99% 10 year
Home Equity Line of 
Credit / 7 yr** variable
6.25% 15 year

*APR - Annual Percentage Rate
**Home Equity Credit Line is a variable rate and subject to change
the first day of January, April, July, and October.
APR is set with the Prime Rate shown in the Wall Street Journal. 
Must meet membership eligibility requirements.
Savings (01) minimum balance $5.00. Closing costs up to $300.  

(Mortgages and Home Equities in PA only, minimum loan amount $5,000)  

For additional home loan products click here

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Personal Loans                                       As Low As
  APR* TERM

MasterCard Platinum -
No Annual Fee

9.99% or
10.99%

 
MasterCard Classic -
No Annual Fee
13.99%  
Signature Loan $500 - $5,000.00 8.49% 1 year
Signature Loan $500 - $5,000.00 8.99% 2 year
Signature Loan $500 - $5,000.00 9.49% 3 year
Signature Loan $500 - $5,000.00 9.99% 4 year
Share Secured $500 min. share balance 5.00% 10 year max

*APR - Annual Percentage Rate.  All rates subject to change and based on credit worthiness.  Your rate may vary.

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