| Effective Date: 02/07/2008 |
| |
| Savings/Checking Accounts |
| Monthly Service Fee |
None |
| Overdraft Protection |
$3.00/Transfer |
| Manual Overdraft |
$15.00/Transfer |
| Copy of Check |
$5.00/Each |
| Stop Pay Check or Sequence of Checks |
$15.00/Request |
| Non-Sufficient Funds |
$25.00/Item |
| ACH Stop Pay |
$15.00/Request |
| ACH Non-Sufficient Funds |
$25.00/Item |
| Account Research/Balancing |
$25.00/Hour
|
| Debit MasterCard /STARTM ATM Card |
| Monthly Card Fee |
None |
| ATM Non-Sufficient Funds |
$25.00/Item |
| Card Replacement |
$5.00/Card |
| Card Reactivation |
$5.00/Card |
| Debit Transaction |
6 free PIN transactions per month
$1.00 per PIN transaction after the 6 free |
| Credit Transaction |
Credit (non PIN) transactions are unlimited |
| Online Banking and Bill Pay |
| Monthly Fee |
None |
| Stop Payment Request |
$25.00/Each |
| Non-Sufficient Funds |
$25.00/Each |
| Investigation Fee |
$25.00/Item |
| Bill Pay Reactivation |
$5.00 after 6 months of inactivity |
| Travelers Cheques/Gift Cards |
| Single Signature |
1/2% of face value |
| Two Signature |
1% of face value |
| Gift Cheques |
$1.50/Each |
| Visa Gift Cards |
$3.00/Card |
| MasterCard Credit Card |
| Replacement Card Fee |
$5.00/Card |
| Late Payment |
$22.00/Month |
| Return Check |
$22.00/Item |
| Statement Copy |
$5.00/Month |
| Over the Credit Limit |
$22.00 |
| Grace Period |
25 days, does not apply to cash advances |
| Cash Advance |
None |
| Minimum Finance Charge |
$0.50 |
|
*Method of computing balance for purchases: Average Daily Balance (Including New Purchases)
|
| Account Services |
| Shared Service Center Fee |
$2.25/Visit |
| Self Service Coin Counting Fee |
2% of Total |
| Current Activity Statement |
$3.00/Request |
| Prior Month Statement |
$3.00/Month |
| Account Verification |
$5.00/Request |
| CU Official Check (3rd Party) |
$3.00/Check |
| Copy of CU Official Check |
$5.00/Each |
Stop Pay on CU Official
Check |
$15.00/Each |
| Foreign Check Handling Fee |
$25.00, conversion fees not included |
| Incoming Wires |
$10.00/Transfer |
| Outgoing Wires |
$15.00/Transfer |
| Foreign Wires |
$30.00/Transfer |
| Western Union Wires (Domestic) |
$20.00/Transfer |
| Western Union Wires (International) |
Prices Vary |
| Money Order Fee |
$1.50/Each |
| Stop Pay on a Money Order |
$15.00/Each |
| Copy of a Money Order |
$5.00/Each |
| Overnight Delivery of Funds |
Prices Vary |
| Loan Refinancing (Restrictions Apply) |
$25.00/Loan |
| Loan Late Payment |
5% of payment or $15.00 whichever is greater, 10 day grace period |
| Levy Fee |
$35.00/Each
|
| IRA Annual Fee |
None
|
| Dormant Account Fee |
$10.00/Quarter, after 48 months |
| Return Statement |
$5.00/Each |
| Postal Notification of Address Change |
$3.00/Each |
| Return Deposit Item |
$20.00/Each |
| Reg D Excess Transfer |
$1.00/Each after 6 per month |
| Money Market Withdrawal |
$5.00/Each after 3 per month
|
| Christmas Club Withdrawal |
$5.00/Each |
| Christmas Club Close |
$5.00/Account |
| Christmas Club Reopen |
$10.00/Account, within current year
|
| Close New Account |
$5.00/Account before 3 months |
| Close Account Below Par Value |
$5.00/Account after 30 days |
| |
|
The fees appearing in this fee schedule are accurate as of 02/07/2008. If you have any questions or require current fee information please call the credit union at (814) 455-6400.
|
| Statutory Lien Notice If you are in default on a financial obligation to Erie Community Credit Union, Federal Law gives us the right to apply member shares, dividends and deposits in your account(s) at the time of default to satisfy the obligation. When you default we may exercise the right without further notification to you. Further, we may impress shares of any member who is a responsible party on a financial obligation in default at the credit union. |
