Effective Date: 08/01/2010
Checking Accounts
Monthly Service Fee	None
Checking Account  Non-Activity	$5.00/Month after 3 months of inactivity
Overdraft Protection	$3.00/Transfer
Manual Overdraft	$20.00/Transfer
Copy of Check	$5.00/Each
Stop Pay Check or Sequence of Checks	$20.00/Request
Non-Sufficient Funds	$27.00/Item
ACH Stop Pay	$20.00/Request
ACH Non-Sufficient Funds	$27.00/Item
Account Research/Balancing	$25.00/Hour
Debit MasterCard® /STARTM ATM Card
Monthly Card Fee	None
ATM Non-Sufficient Funds	$27.00/Item
Card Replacement	$5.00/Card
Card Reactivation	$5.00/Card
Debit Transaction	6 free PIN transactions per month $1.00 per PIN transaction after the 6 free
Credit Transaction	Credit (non PIN) transactions are unlimited
Online Banking Services
Monthly Fee	None
Stop Payment Request	$25.00/Each
Non-Sufficient Funds	$27.00/Each
Investigation Fee	$25.00/Item
Bill Pay Non-Activity	$5.25/Month after 90 days of inactivity
MasterCard® Credit Card
Replacement Card Fee	$5.00/Card
Late Payment	$25.00/Month
Return Check	$27.00/Item
Statement Copy	$5.00/Month
Over the Credit Limit	$25.00
Grace Period	25 days, does not apply to cash advances
Cash Advance	None
Minimum Finance Charge	$0.50
*Method of computing balance for purchases: Average Daily Balance (Including New Purchases)
Account Services
Shared Service Center Fee	$2.25/Visit
Self Service Coin Counting Fee	2% of Total 10% of Total (Non Member)
Relationship Fee	$2.00/Month Average Daily in (01) savings is less than $50; no other account relationships; 25 and older
Current Activity Statement	$3.00/Request
Prior Month Statement	$3.00/Month
Account Verification	$5.00/Request
CU Official Check (3rd Party)	$3.00/Check
Copy of CU Official Check	$5.00/Each
Stop Pay on CU Official Check	$15.00/Each
Foreign Check Handling Fee	$25.00, conversion fees not included
Incoming Wires	$5.00/Transfer
Outgoing Wires	$15.00/Transfer
Foreign Wires	$30.00/Transfer
Western Union Wires  (Domestic)	$20.00/Transfer
Western Union Wires (International)	Prices Vary
Money Order Fee	$1.50/Each
Stop Pay on a Money Order	$15.00/Each
Copy of a Money Order	$5.00/Each
Visa Gift Cards	$3.00/Card
Overnight Delivery of Funds	Prices Vary
Loan Application  (In-Office)	$10.00/Application, refunded upon loan approval
Loan Refinancing (Restrictions Apply)	$25.00/Loan
Loan Late Payment	5% of payment or $15.00 whichever is greater, 10 day grace period
Court Order/Tax Levy Fee	$35.00/Each
Legal	Prices Vary
IRA Annual Fee	None
IRA Account Transfer	$25.00/Request
Dormant Account Fee	$10.00/Quarter, after 48 months
Escheat Fee	$75.00/Account
Return Statement	$5.00/Each
Postal Notification of Address Change	$3.00/Each
Return Deposit Item	$25.00/Each
ACH Stop Pay	$20.00/Request
ACH Non-Sufficient Funds	$27.00/Item
Reg D Excess Transfer	$1.00/Each after 6 per month
Money Market Withdrawal	$5.00/Each after 3 per month
Money Market Below Minimum	$10.00/Month
Christmas Club Withdrawal	$5.00/Each
Christmas Club Close	$5.00/Account
Christmas Club Reopen	$10.00/Account, within current year
Close (01) Savings or IRA Account	$5.00/Account within 6 months
Close Account Below Par Value	$5.00/Account after 30 days
The fees appearing in this fee schedule are accurate as of 08/01/2010. If you have any questions or require current fee information please call the credit union at (814) 455-6400.
Statutory Lien Notice  If you are in default on a financial obligation to Erie Community Credit Union, Federal Law gives us the right to apply member shares, dividends and deposits in your account(s) at the time of default to satisfy the obligation. When you default we may exercise the right without further notification to you. Further, we may impress shares of any member who is a responsible party on a financial obligation in default at the credit union.